Michael S. Ledford, CLU, ChFC

Mike has been in the financial services industry since 1974.  After working for major life insurance companies for 10 years, he founded his own business, Ledford Planning Service, in 1984.  Mike has assisted a wide variety of clients over the years with their overall financial planning.  His area of specialization is working with owners of closely held businesses in the areas of estate planning, business succession, retirement planning, and employee benefits.

His professional memberships include:  Society of Financial Service Professionals, National Association of Insurance and Financial Advisors, and the Estate Planning Council of Chattanooga, TN.

Mike graduated from the University of Tennessee at Knoxville with a Bachelor of Arts degree.  In 1984 he earned the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations from the American College in Bryn Mawr, PA.  Also in 1984 he was a Charter recipient of the Life Underwriter Training Council Fellow (LUTCF) designation.

Mike and his wife, Vickie, have been married since 1976 and are the parents of two daughters, Rebecca and Meredith.  Mike enjoys playing golf with his clients in his free time.